Ground Transportation Insurance Services

Operating a professional ground transportation company requires more than reliable vehicles and skilled drivers—it demands protection against the risks of the road, passengers’ safety, and the financial stability of your business. Our professional ground transportation insurance services are prepared to safeguard operators of limousines, charter buses, executive travel shuttles, taxis, NEMT & accessible vehicles, and other commercial passenger vehicle types.

Our agency was founded in insuring the transportation industry. We specialize in Taxi Insurance, Limousine/Livery Insurance, Charter Bus Insurance, NEMT/Para Transit Insurance, Social Service Transportation Insurance, School Bus Fleet Insurance, Uber TNC Insurance, Rideshare Transportation Insurance, Fleet Insurance and any other forms of transporting passengers for a fee.

Limits are no problem, we can regularly do limits up to $5M and have excess market capability up to $20M in coverage. First dollar insurance, retention insurance, or large deductible plans to suit your business plan. Let the professionals at PIC help you get the plan you need. We provide dependable transportation insurance in over 31+ states and growing.

Nationwide Transportation Business Insurance Service in Over 31+ States

Here at the Professional Insurance Center, we ensure that your ground transportation business remains insured with the proper coverage so you can focus on delivering trusted livery travel experiences. Our in-depth knowledge and transportation business experience provide you with the advantage of working with a veteran independent ground transportation industry insurance company.

It’s our dedication to serving each customer to the fullest extent and helping you stay informed and up to date with the ever-changing insurance industry standards. Our commitment to excellent communication sets PIC apart from the competition. Our independent ground transportation insurance licenses allow us to deliver a wide range of professional transportation insurance services at today's best rates.

Our ground transportation insurance services cover a wide variety of vehicles and use cases, from executive car services to commercial fleets. Each type of insurance is designed to address the unique risks associated with specific types of transportation for hire carrying passengers. Whether you're a private car service or a business with a fleet of luxury vehicles, our custom-tailored insurance policies help protect against accidents, theft, and liability claims, ensuring financial security and legal compliance.

Contact us today for a FREE TRANSPORTATION INSURANCE QUOTE and discover all the benefits of working with the Professional Insurance Center.

Limousine/Livery & Car Service Insurance Services

Operating a luxury ground transportation business offers a wide range of variables that can go wrong. Here at PIC, we strive to give you peace of mind by helping you get the right types of limousine and executive transportation insurance coverages. Our agents will work directly with you and help you understand the ins and outs of what you need to protect your business, staff, chauffeurs, fleet vehicles, and yourself. Our wealth of ground transportation industry experience will provide you with insights and insurance knowledge for complete success.

PIC’s Limousine Business Insurance is designed to cover the unique risks of the luxury transportation industry so that one accident won’t put your reputation—or your business—on the line. From Commercial Auto Liability to Passenger Liability Coverages and everything in between, PIC has you covered. We service luxury ground transportation businesses, limousine companies, executive transportation companies, black car services, and specialized transportation businesses that transport clients for hire.

As an independent limo business insurance provider, we offer special rates that provide you with a competitive edge. At times, we are able to help you get the specialized livery insurance that others may not be able to provide to your business for various reasons. With over 40+ years of ground transportation service insurance relations with today’s top insurance companies, PIC can get you insured when other companies fail to.

Your limousine business is built on trust, luxury, and reliability. Don’t let unexpected risks put your success at stake. With our PIC’s limousine business insurance services, you’ll have the protection you need to drive forward with confidence and security.

Contact us today for a FREE LIMOUSINE INSURANCE QUOTE and discover all the benefits of working with the Professional Insurance Center.

Taxi Cab Insurance Services

Operating a taxic ab comes with unique risks. From busy city streets to late-night pickups, your drivers face daily challenges that increase the chance of accidents, injuries, or unexpected losses. Standard auto insurance isn’t enough—your business needs protection that’s built specifically for commercial taxi operations. Here at the Professional Insurance Center, our team works with directly with the transportation top insurance providers to ensure your taxi cab insurance has you covered with complete professionalism.

Request a FREE TAXI CAB BUSINESS INSURANCE QUOTE today!

Private School Bus & Church Transportation Insurance Services

Running a private school bus service is about more than just transportation—it’s about trust, safety, and reliability. Parents and organizations depend on you to provide secure, timely rides for children and students every day. Protecting your fleet, your drivers, and your passengers with the right Private School Bus Insurance Services ensures your business stays covered from the unexpected while maintaining confidence in your operations.

Allow us to help you get the right private bus fleet insurance coverage today. We’ll work closely with your school, church, ministry, or other organization that provides transportation for children and adults. We have a world of experience helping private schools and ministries get the best private transportation fleet insurance at great coverage rates.

Request a FREE INSURANCE QUOTE today!

Uber TNC Insurance Services

Why Uber TNC Insurance Matters
Standard personal auto insurance policies are not designed for rideshare driving. Once you turn on the Uber app and accept rides, you enter commercial driving territory—which comes with higher risks and liability. Without proper TNC coverage, you could be left paying out of pocket for accidents, passenger injuries, or property damage. Uber provides some coverage, but it doesn’t cover every situation. That’s where TNC insurance bridges the gap.
When Coverage Applies

• Period 1 (App On, No Ride Accepted): Personal auto insurance often excludes coverage here, and Uber’s liability limits may be minimal. TNC insurance ensures you’re protected.
• Period 2 (Ride Accepted, En Route to Passenger): Uber provides coverage, but additional TNC insurance can offer stronger protection.
• Period 3 (Passenger in Vehicle): Uber offers liability coverage, but you may still need extra protection for your vehicle and medical costs.

Key Benefits of Uber TNC Insurance

• Protects Your Vehicle – Covers collision, theft, vandalism, or fire damage not fully covered by Uber’s policy.
• Passenger Protection – Ensures your riders are covered if injured during a trip.
• Liability Coverage – Shields you from costly claims for property damage or injuries you cause.
• Uninsured/Underinsured Motorist Coverage – Protects you if another driver causes an accident but lacks enough coverage.
• Peace of Mind – Drive knowing you’re fully protected, no matter what stage of the ride you’re in.

You work hard to provide safe, reliable rides for your passengers—make sure you’re protecting yourself as well. With Uber TNC Insurance, you’ll close the gaps in coverage, stay compliant, and keep your earnings secure.
Get your free PIC Uber TNC Insurance quote today!