UMBRELLA INSURANCE SERVICES
Since 1981 - Coast to Coast Commercial & Personal Insurance Services
Comprehensive Umbrella Insurance Protection
Extra Liability Coverage for Greater Financial Security
Life is full of unexpected events, and sometimes the liability limits provided by your standard homeowners, auto, boat, or recreational vehicle insurance policies may not be enough to fully protect your assets. Professional Insurance Center (PIC) offers comprehensive Umbrella Insurance Services designed to provide an additional layer of liability protection when you need it most. Umbrella insurance helps safeguard your financial future by extending coverage beyond the limits of your existing policies, helping protect your savings, investments, property, and other valuable assets from costly lawsuits and liability claims.
Whether you're involved in a serious auto accident, face a lawsuit resulting from an injury on your property, or encounter an unexpected liability claim, an umbrella insurance policy can help cover expenses that exceed the limits of your primary insurance coverage. With today's rising legal costs and settlement amounts, having extra liability protection has become an essential part of a well-rounded personal insurance program.
Request your FREE Umbrella Insurance Quote today and discover the PIC Difference.
What Does Umbrella Insurance Cover?
PIC's Umbrella Insurance Services can help provide additional protection for a variety of liability exposures, including:
- Bodily injury claims
- Property damage claims
- Serious automobile accidents
- Homeowner liability lawsuits
- Personal injury claims
- Legal defense costs
- Libel and slander claims
- Defamation lawsuits
- Landlord liability exposures
- Recreational vehicle liability
- Boat and watercraft liability
- Dog bite claims
- Guest injury claims
- Certain worldwide liability exposures
Coverage options may vary by carrier and policy, and our experienced insurance professionals can help you understand which protections are available for your specific situation.
Personalized insurance solutions customized to fit your protection needs.
Why Consider Umbrella Insurance?
Many individuals mistakenly believe their homeowners or auto insurance policies provide unlimited protection. In reality, every policy has liability limits. If a judgment, settlement, or legal expense exceeds those limits, you could be personally responsible for paying the remaining costs. Umbrella insurance helps bridge that gap by providing additional liability coverage that may help protect your:
- Personal savings accounts
- Investment portfolios
- Retirement assets
- Primary residence and secondary homes
- Rental properties and investment properties
- Future earnings
- Personal property and valuables
For a relatively affordable premium, umbrella insurance can provide millions of dollars in additional liability protection, offering valuable peace of mind for individuals, families, and property owners.
Who Needs Umbrella Insurance?
Umbrella insurance is a smart consideration for anyone who wants to better protect their financial assets and future earnings. It can be especially valuable for:
- Homeowners
- Condominium owners
- Landlords
- High-net-worth individuals
- Business owners
- Families with teenage drivers
- Boat owners
- Recreational vehicle owners
- Vacation home owners
- Rental property investors
- Individuals with significant savings or investments
If you have assets worth protecting, umbrella insurance can provide an important safety net against unexpected liability claims.
If you are looking for a dedicated insurance company that will help you get the customized coverages then start your FREE INSURANCE QUOTE TODAY.
We are here to help you succeed! PIC offers a wealth of Umbrella Insurance Information. Call Toll-Free (800) 926-1212
The PIC Advantage
Since 1981, Professional Insurance Center has helped individuals and businesses secure customized insurance solutions designed to meet their unique needs. As an independent insurance agency, PIC works with multiple highly rated insurance carriers, allowing us to compare coverage options and help find the right umbrella insurance policy at a competitive rate.
Our team provides:
- FREEUMBRELLA INSURANCE QUOTES
- Multiple insurance carrier options
- Customized liability protection solutions
- Competitive pricing
- Personalized service and support
- Annual policy reviews
- Dedicated claims assistance
- Expert insurance guidance
We take the time to understand your assets, risk exposures, and long-term financial goals to help build a protection plan that fits your lifestyle.
Protect Your Future with Umbrella Liability Insurance
A single lawsuit or major liability claim can have a significant financial impact. Umbrella insurance offers an affordable way to add an extra layer of protection above your existing insurance policies, helping safeguard the assets you've worked hard to build.
Contact Professional Insurance Center today for a FREE Umbrella Insurance Quote and discover how easy it can be to strengthen your liability protection. Our experienced insurance professionals are ready to help you compare options, answer your questions, and find the coverage you need for greater confidence and peace of mind.
Protect More. Risk Less. Gain Peace of Mind with Professional Insurance Center Umbrella Insurance Services.
Personal Lines Insurance
Business Umbrella Insurance Specialists
Business Umbrella Insurance provides an additional layer of liability protection above and beyond the limits of your existing commercial insurance policies. While your General Liability, Commercial Auto, Employer's Liability, or other primary business insurance policies offer important coverage, a major claim, lawsuit, or catastrophic loss can quickly exceed those limits. Business Umbrella Insurance helps protect your company by providing extended liability coverage for covered claims, helping safeguard your business assets, cash reserves, future earnings, and reputation. For a relatively affordable premium, umbrella coverage can significantly increase your overall liability protection and help your business better manage unexpected financial risks.
At Professional Insurance Center (PIC), we work with businesses of all sizes to develop customized Business Umbrella Insurance solutions tailored to their unique operations and risk exposures. Whether you own a transportation company, contractor business, retail operation, professional service firm, property management company, or manufacturing business, our experienced insurance professionals can help identify coverage gaps and recommend additional protection. By partnering with multiple highly rated insurance carriers, PIC helps businesses secure competitive rates and comprehensive liability coverage designed to provide greater financial security, confidence, and peace of mind when facing today's increasingly complex business risks.
Business Umbrella Insurance can help provide additional liability protection for a wide range of potentially costly business risks, including:
- Major third-party bodily injury claims
- Customer slip-and-fall accidents
- Catastrophic vehicle accidents involving company vehicles
- Commercial auto liability lawsuits
- Property damage caused to third parties
- Large legal judgments and settlements
- Product liability claims
- Contractor and subcontractor liability exposures
- Construction site accidents
- Employee-caused accidents resulting in third-party injuries
- Premises liability claims
- Landlord liability claims
- Tenant injury lawsuits
- Advertising injury claims
- Libel and slander lawsuits
- Defamation claims
- False arrest or wrongful detention claims
- Personal injury lawsuits
- Event-related liability claims
- Serious injury claims involving customers, visitors, or vendors
- Excess workers' compensation employer liability claims
- Lawsuits involving multiple injured parties
- High-cost legal defense expenses
- Claims exceeding General Liability policy limits
- Claims exceeding Commercial Auto policy limits
- Excess liability arising from recreational or special business activities
- Large settlement demands from third parties
- Unexpected catastrophic liability events
- Multi-million-dollar liability judgments
- Reputation-threatening legal actions requiring extensive defense
Business Umbrella Insurance is designed to step in when covered liability claims exceed the limits of your underlying insurance policies, helping protect your company's assets, future revenue, and long-term financial stability.
COMMERCIAL INSURANCE
Business Owner Policy (BOP) Made Easy
PIC - Smart, Simplified Protection for Small and Mid-Sized Businesses
Running a bu
If you are looking for a dedicated insurance company that will help you get the customized coverage you’re looking for, then turn to the Professional Insurance Center today and start your FREE INSURANCE QUOTE.
Protecting Businesses for over 45 Years!
